How we handle your data.

1. Introduction

Welcome to PetLedger ("we," "our," or "us"), operated at petledger.site. We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains what information we collect, how we use it, and what rights you have in relation to it.

Please read this policy carefully. If you disagree with its terms, please discontinue use of our site.

2. Information We Collect

Information You Provide to Us

We collect information you voluntarily provide when you contact us, including:

• Name and email address (via the contact form)
• Message content and subject matter

Information Collected Automatically

When you visit petledger.site, certain information may be collected automatically by our hosting provider and any analytics services we use, including:

• Browser type and version
• Operating system
• Referring URLs
• Pages visited and time spent on pages
• IP address (anonymized where possible)
• General geographic location (country or region level)

Calculator Data

All calculations on PetLedger are performed locally in your browser. We do not collect, store, or transmit any inputs you enter into our calculators. Your cost estimates never leave your device.

3. How We Use Your Information

We use the information we collect to:

• Respond to your contact form messages and enquiries
• Improve our calculators and cost data based on feedback
• Understand how visitors use the site so we can improve it
• Monitor and prevent technical issues
• Comply with legal obligations

We do not use your information for automated decision-making or profiling.

4. Cookies & Tracking Technologies

PetLedger may use cookies and similar tracking technologies to improve your browsing experience. These may include:

• Essential cookies: Required for the site to function correctly.
• Analytics cookies: Help us understand how visitors interact with the site (e.g., Google Analytics). These are anonymized and aggregate.
• Advertising cookies: If we display ads (e.g., Google AdSense), our advertising partners may set cookies to serve relevant ads based on your prior browsing. These are governed by Google's Privacy Policy.

You can control cookies through your browser settings. Disabling cookies may affect some functionality. You can also opt out of Google Analytics at tools.google.com/dlpage/gaoptout.

5. Third-Party Services

We may use the following third-party services, each governed by their own privacy policies:

• Google Analytics — website traffic analysis. See Google's Privacy Policy.
• Google AdSense — advertising. See Google's Ad Policy.
• Hostinger — web hosting. See Hostinger's Privacy Policy.
• Google Fonts — typography. Fonts are loaded from Google's servers, which may log your IP address.

We do not sell, trade, or rent your personal information to third parties.

6. Data Retention

Contact form submissions are retained only as long as necessary to respond to your enquiry and for a reasonable period thereafter. Analytics data is retained in aggregate, anonymized form. We do not retain calculator inputs as we never receive them.

7. Your Rights

Depending on your location, you may have the following rights regarding your personal data:

• The right to access the personal data we hold about you
• The right to request correction of inaccurate data
• The right to request deletion of your data
• The right to object to processing of your data
• The right to data portability
• The right to withdraw consent at any time (where processing is based on consent)

To exercise any of these rights, please contact us at hello@petledger.site. We will respond within 30 days.

8. Children's Privacy

PetLedger is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us and we will delete it promptly.

9. California Residents (CCPA)

If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA), including the right to know what personal data we collect, the right to delete it, and the right to opt out of sale (we do not sell personal data). To exercise your rights, contact us at hello@petledger.site.

10. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page. We encourage you to review this policy periodically. Continued use of the site after changes constitutes acceptance of the updated policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

• Email: hello@petledger.site
• Website: petledger.site/contact.html