The Real Numbers: Horses are one of the most underestimated expenses in the pet world. A "free horse" routinely costs $600–$1,500/month to maintain properly. Emergency colic surgery can run $5,000–$15,000.
Horse Monthly Cost Calculator
Board, feed, farrier, vet, dental, chiro, tack, training, show fees, and transport — fully itemized for different housing situations and disciplines.